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Coverage for Organizations

More than just bricks and mortar; what’s going on inside your health care facility requires special protection.

We partner with industry-leading insurers to manage the risks in modern health care, giving you a secure strategy designed to support risk management efforts.

organizations

We provide cover for:

Community Hospitals 

You care for the community. We help protect every part of your mission, from ER to admin.

Clinics & Specialty Care Facilities

Specialized care deserves focused protection. Keep your teams, tools, and treatment uninterrupted.

Long-Term Care Facility 

Extended care brings extended risk. We help safeguard your residents, staff, and operations — 24/7.

Clinical Trials Research 

Innovation carries risk. We protect your data, your participants, and your breakthroughs.

Hospital or Academic Institution 

Teaching. Research. Healing. We cover the full scope so you can focus on progress.

Direct Primary Care 

You simplify care. We keep your model protected, streamlined, and stress-free.

Independent Physician Organizations (IPOs) 

You support physicians making critical life-changing decisions. Choose protection designed to power your network’s care and coordination.

Ambulatory Surgical Centers (ASCs)

Outpatient procedures carry real risk. Our coverage helps ensure patient safety and compliance.

Solutions Fit-for-your-HCO

Looking for individual coverage? 

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Client Testimonials

Having specialists in your industry who understand what insurance you need is very helpful. They explain why you need specific insurance, not just what you need.

Beth Cadle, Milford Regional Medical Center

Connect with Our Experienced Insurance Advisor

Is it time to take a closer look at your organization’s insurance program? What you don’t know could put your practice at risk.

At Actuate Insurance, we believe the best protection starts with preparation. Our advisors bring decades of experience and a deep understanding of healthcare to design coverage that fits your unique needs — and your budget.

Complete the form, or email us at InsuranceService@mms.org, and one of our experts will reach out to walk you through your options. Together, we’ll build a program that gives you confidence and peace of mind.

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Disclaimer: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voicemail, or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

FAQs

Healthcare facility insurance is a customized insurance solution that provides comprehensive coverage for the risks associated with operating medical facilities. This type of coverage can include professional liability insurance, property damage, and business income protection.

This insurance is essential for entities within the health care industry, including hospitals, clinics, and assisted living facilities, ensuring they are protected against potential financial losses from claims and operational risks.

Yes, healthcare facility insurance is generally tax deductible as a business expense, as it is considered necessary for maintaining safe and compliant operations within professional medical environments.

While general liability insurance offers broad coverage for bodily injury and property damage, healthcare facility insurance provides more specialized coverages that include medical malpractice insurance, risk management, and workers’ compensation insurance, catering specifically to the needs of health care facilities.

Get to know us better

Founded in 1993 by the Massachusetts Medical Society, Actuate Insurance delivers competitive insurance solutions to medical professionals. Today, we remain a trusted leader in medical professional liability brokerage across New England, known for choice, guidance, and advocacy.

What’s New?

Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.

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