What business owners policy covers:
A BOP is a comprehensive insurance package that protects your medical practice from common risks without the complexity of managing multiple policies.
Core Coverages Include:
- Property Insurance: Covers damage to your building, medical equipment, furnishings, and supplies.
- General Liability: Protects against claims of bodily injury or property damage on your premises.
- Business Income Insurance: Helps replace lost income if your practice is forced to close temporarily due to a covered event.
Optional Add-Ons May Include:
- High-value medical equipment coverage
- Spoilage of vaccines and medical supplies
- Computer systems and electronic data processing (EDP)
- Employee benefits liability
- Property in transit
- Identity theft and data breach recovery
- Hired & non-owned auto coverage
- Commercial umbrella for additional liability
- Earthquake and natural disaster protection
How much does a business owners policy cost?
Premiums vary based on:
- The size and location of your practice
- Number of employees
- Value of equipment and property
- Claims history
We work with you to create a cost-effective plan that fits your practice and budget without compromising on protection.
We provide cover for
You make life-saving decisions daily — rely on coverage designed to support your critical responsibilities.
Face every shift with confidence, backed by insurance tailored to meet the demands of nursing care.
Provide exceptional care knowing your coverage is built to support the demands of dental practice.
Treat every patient confidently with insurance that understands the risks and rewards of veterinary care.
Your care makes a difference — stay protected with coverage built for your fast-paced clinical role.
Your team is driving better outcomes — protect your practice with coverage designed for today’s clinical demands.
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
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