Get coverage that protects you:
You care deeply about your patients. But even the best care can lead to unexpected complications or claims. One lawsuit, injury, or unexpected event can put you and your practice at risk.
That’s where we come in. We specialize in protecting dentists and dental practices with comprehensive, tailored insurance covering everything from malpractice and legal fees to workers’ comp and commercial coverage.
What does dental practice insurance cover?
Running a dental practice means more than providing great care. It means protecting you and your business from the unexpected. Because even small issues can lead to major claims.
We’ve got you covered with comprehensive insurance solutions, including:
- Professional liability & malpractice insurance – for treatment complications, anesthesia errors, infections, or misdiagnosis
- Commercial insurance – covering property damage, data breaches, fire, power outages, and other business disruptions
- Workers’ compensation – to protect your team from work-related injuries
- Health, life, and disability insurance – tailored for dentists to protect your personal well-being and future
Let us assess your risks and build a custom insurance package so you can stay focused on what matters most: your patients.
How much does dental practice insurance cost?
Premiums vary based on several factors, including but not limited to: specialty, the size of your practice, location, types of services offered, claim history, and coverage limits.
We’re committed to putting your needs first and helping you manage costs proactively.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
Client Testimonials
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
Dental Practices — General and Specialized
Dental practice insurance generally does not cover intentional or criminal acts, contractual liabilities beyond standard professional duties, and claims or incidents known prior to the policy period. Additionally, issues like general wear and tear, and some cosmetic procedures not approved in advance may also be excluded. We can help you understand these exclusions and explore additional coverage options to ensure comprehensive protection for your practice.
Choosing the right dental practice insurance plan involves assessing your specific needs, considering the size and location of your practice, the types of services you offer, and your claim history. Consulting with insurance specialists like us who understand the unique risks faced by dental professionals can help you select a plan that provides the best coverage for your practice.
Yes, dental practice insurance premiums, including malpractice insurance and property/liability insurance, are generally tax deductible as business expenses. This can help reduce the overall cost of maintaining comprehensive coverage for your practice.
What’s New in Professional Liability?
Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.
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