What dental insurance covers:
We partner with leading insurers to offer flexible, affordable dental plans designed for both individual physicians and group practices.
Individual Coverage
Need a plan just for you or your family? We’ll help you compare dental insurance options that typically include:
- Preventive care (checkups, cleanings, x-rays)
- Restorative treatments (fillings, crowns, bridges)
- Major services (root canals, oral surgery, dentures)
- Optional add-ons like orthodontics and emergency care
We focus on minimizing your out-of-pocket costs while giving you access to a broad network of dentists.
Group Coverage for Practices
Looking to cover your staff? We provide tailored dental plans for medical practices of all sizes — balancing comprehensive care with cost efficiency. Whether you need full coverage or something more specific, we’ll help you navigate the options and find the best fit for your team.
Retiree Dental Programs
For Massachusetts Medical Society members, we offer MetLife’s Retiree Dental Program. The plan offers flexible coverage with nationwide access to 114,000+ in-network dentists and lower out-of-pocket costs.
Choose from two plan options:
- Option 1: Preventive and basic care (cleanings, x-rays, fillings)
- Option 2: Includes Option 1 plus coverage for major services like crowns and dentures
Enjoy additional savings on non-covered services — such as adult orthodontics and cosmetic procedures — when using in-network providers, even beyond your annual maximum.
For MetLife’s Retiree Dental Program, costs depend on your selected plan (Option 1 or 2), geographic location, and the number of people covered (member, spouse, or surviving spouse).
How much does dental insurance cost?
Dental insurance premiums vary based on several factors, including:
- Number of individuals or employees covered
- Scope of services included
- Insurance provider
- Level of coverage for major procedures
- Size and location of your practice
No matter your situation, we’re here to help you manage costs proactively while securing the coverage you need.
We provide cover for
You make life-saving decisions daily — rely on coverage designed to support your critical responsibilities.
Face every shift with confidence, backed by insurance tailored to meet the demands of nursing care.
Provide exceptional care knowing your coverage is built to support the demands of dental practice.
Treat every patient confidently with insurance that understands the risks and rewards of veterinary care.
Your care makes a difference — stay protected with coverage built for your fast-paced clinical role.
Your team is driving better outcomes — protect your practice with coverage designed for today’s clinical demands.
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
What’s New?
Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in healthcare insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.
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