Get coverage that protects you:
We recognize the critical roles played by nurses, be it advanced practice nurses, nurse practitioners, or clinical nurse specialists, among others.
Let us help you secure a policy that protects against unforeseen liabilities, ensuring your professional stability so you can concentrate on providing quality care.
Who we cover:
We provide professional liability insurance for a wide range of nursing roles, including but not limited to:
- Advanced Practice Nurses
- Nurse Practitioners
- Registered Nurses
- Doctor of Nursing Practice
- Master of Science in Nursing
- Certified Registered Nurse Anesthetist
- Clinical Nurse Specialist
- Certified Nurse Midwife
What does malpractice insurance cover?
For nurses, the right coverage is critical. We facilitate access to policies that protect against claims of professional negligence, cover legal expenses you incur, and compensate for lost wages.
Whether you’re involved in a malpractice case or need protection for HIPAA violations, our services ensure your insurance covers the costs you’re legally obligated to pay. By partnering with us, you can secure malpractice coverage that specifically caters to the nuances of your role, ensuring you maintain the standard of care your patients require.
How much does malpractice insurance for nurses cost?
The cost of malpractice insurance for nurses varies based on factors such as the scope of practice, liability limits, geographic location, and the specific health care services provided.
We’re committed to putting your needs first and helping you manage costs proactively.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
FAQs Medical Malpractice Insurance For Nurses
Medical malpractice insurance is a form of professional liability insurance that provides coverage for nurses when a malpractice case is brought against them due to errors or omissions in monitoring a patient’s condition or administering medication, among other duties.
While many nurses receive malpractice insurance through their employers, it’s advisable to consider additional coverage, particularly as nurses may be held liable for personal injury resulting from breaches in the standard of care within hospitals and doctors’ offices. Personal malpractice insurance can provide extra security, covering gaps that employer-provided policies might not address.
Yes, malpractice insurance premiums are generally tax deductible for nurses, helping reduce the overall cost of this essential coverage as a business expense.
Nurses, along with other health care professionals, may be required to carry medical malpractice insurance depending on the state they practice in. Currently, seven states mandate that medical professionals maintain malpractice insurance: Colorado, Connecticut, Kansas, Massachusetts, New Jersey, Rhode Island, and Wisconsin.
Tail coverage can be a crucial addition to a nurse’s malpractice insurance policy, protecting against malpractice claims made after a policy expires or is canceled, covering incidents that occurred while the original policy was active.
While they serve similar functions, medical malpractice insurance specifically addresses the legal and compensation costs that a nurse might incur if they are liable for malpractice, including costs related to expert testimony and settlements.
Typically, umbrella insurance does not cover medical malpractice. Nurses should ensure they have specific medical malpractice coverage to protect against the unique risks of their profession.
What’s New?
Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.
Actuate Insurance was proud to sponsor the Ten State Conference, held February 5–7, 2026, in Boston, MA. Hosted by the Massachusetts Academy of Family Physicians (MassAFP), this annual gathering brings…
Hearing about hacking and IT security incidents has become increasingly common. In 2025 alone, the U.S. Department of Health and Human Services Office for Civil Rights recorded roughly 450 breaches…
Actuate Insurance is proud to support our local community with a $750 donation to the Greater Boston Food Bank (GBFB). As families across Massachusetts prepare to gather and give thanks this holiday season, our…