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Health & Benefits

Your patients’ health is important to you. Make yours a priority, too.

There is no time like the present to review your health benefits, explore your options, and maximize your savings.

Health Insurance Products 

“For more than 30 years, Physicians Insurance, now Actuate Insurance, has been an agency that has provided knowledgeable services and trusted insurance products focused exclusively on physicians and their practices. Whether you need medical professional liability coverage or you’re looking for health insurance to provide to your employees, Actuate Insurance is a great resource for you. I know because I am a client, myself.”

Massachusetts Medical Society Past President

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Get to know us better

Founded in 1993 by the Massachusetts Medical Society, Actuate Insurance delivers competitive insurance solutions to medical professionals. Today, we remain a trusted leader in medical professional liability brokerage across New England, known for choice, guidance, and advocacy.

FAQs

Choosing the right health insurance plan for your practice involves assessing your needs and the needs of your employees. Consider factors such as the level of coverage, the number of dependents, the specific healthcare needs of your practice, and your budget. It is helpful to consult with an insurance advisor like Actuate Insurance who can provide guidance and help you compare different plans to find the best fit for your situation.

Group health insurance plans, offered by employers, cover employees and their dependents, often with lower premiums and broader coverage options. Individual health insurance is purchased personally, providing more tailored plans but usually at higher premiums.

Yes, health insurance premiums can typically be deducted as a business expense on your taxes, but always consult a tax advisor for personalized advice.

Group health insurance is a plan offered by an employer that provides healthcare coverage to employees, often at a lower cost than individual health insurance.

Yes, for most businesses, the cost of providing group health insurance coverage is generally tax deductible.

Yes, even small businesses can offer group health insurance plans. In fact, many insurers provide special group coverage options tailored to the unique needs of smaller companies.

Request a Free, No-Obligation Quote Today

Is it time to examine your current policy? Remember, what you don’t know can hurt you.

The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.

With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.

Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.

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Disclaimer: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voicemail, or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

What’s New?

Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.

Actuate Insurance was proud to sponsor the Ten State Conference, held February 5–7, 2026, in Boston, MA. Hosted by the Massachusetts Academy of Family Physicians (MassAFP), this annual gathering brings…

Hearing about hacking and IT security incidents has become increasingly common. In 2025 alone, the U.S. Department of Health and Human Services Office for Civil Rights recorded roughly 450 breaches…

Actuate Insurance is proud to support our local community with a $750 donation to the Greater Boston Food Bank (GBFB). As families across Massachusetts prepare to gather and give thanks this holiday season, our…