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Professional Liability Insurance

Gain the resources you need to succeed and develop strategies that reduce your financial risk through our solutions partnering with industry-leading insurers committed to supporting health care professionals. 

Professional Liability Products

Having specialists in your industry who understand what insurance you need is very helpful. They explain why you need specific insurance, not just what you need.

CFO for a teaching hospital and regional medical center

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Is it time to examine your current policy? Remember, what you don’t know can hurt you.

The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.

With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.

Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.

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Disclaimer: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voicemail, or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

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Founded in 1993 by the Massachusetts Medical Society, Actuate Insurance delivers competitive insurance solutions to medical professionals. Today, we remain a trusted leader in medical professional liability brokerage across New England, known for choice, guidance, and advocacy.

FAQs

Professional liability insurance offers protection against liability claims from alleged negligence or harm caused by professional services, including medical negligence.

Health care professionals, such as physical therapists, and any professional providing expert advice or services within the healthcare industry, should consider this coverage to protect against potential liability claims.

Yes, professional liability insurance premiums can typically be deducted as a business expense on your taxes, but always consult a tax advisor for personalized advice.

Securing your own professional liability insurance is advisable even if covered by your employer’s policy, as it provides tailored coverage that specifically addresses your individual professional risks.

Professional liability insurance covers claims related to errors in professional services, such as mental anguish or malpractice, while general liability insurance covers physical risks like bodily injuries or property damage at your business location.

What’s New in Professional Liability?

Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in healthcare insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.

Commercial
Health and Benefits
Professional Liability

Is Your Practice Financially Protected?

Insurance Awareness prompts a closer look at coverage — for physicians and their practices alike Every day, physicians run checkups on their patients. But few pause to ask when their…

— At a Glance  Physicians are the most sued professional group — a direct result of medicine’s inherent complexity and potential for real bodily harm.  In our current legal system in the…

As a physician, your malpractice policy is one of the most critical safeguards of your professional career. While you likely have a solid understanding of your coverage, taking the time…