What directors and officers liability insurance covers:
D&O insurance is an important component in a management liability insurance package that protects your organization’s leadership such as executives, board members, and managing physicians from personal liability related to decisions made in their official roles. Coverage typically includes:
- Legal defense costs in the event of a lawsuit
- Settlements and judgments arising from covered claims
- Regulatory investigations or proceedings
Common claims may involve:
- Mismanagement of funds or resources
- Breach of fiduciary duty
- Employment-related misconduct
- Anti-competitive practices
- Financial misrepresentation or omissions
- Non-compliance with industry laws or regulations
How much does directors and officers liability insurance cost?
Premiums vary based on factors such as:
- Practice size and structure
- Number of employees or board members
- Coverage limits selected
- Claims history
- Specific exposures tied to your health care operations
We work closely with you to tailor the right protection; balancing cost, coverage, and peace of mind for your leadership team.
We provide cover for
You make life-saving decisions daily — rely on coverage designed to support your critical responsibilities.
Face every shift with confidence, backed by insurance tailored to meet the demands of nursing care.
Provide exceptional care knowing your coverage is built to support the demands of dental practice.
Treat every patient confidently with insurance that understands the risks and rewards of veterinary care.
Your care makes a difference — stay protected with coverage built for your fast-paced clinical role.
Your team is driving better outcomes — protect your practice with coverage designed for today’s clinical demands.
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
What’s New in Professional Liability?
Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.
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