Request a Quote
Request a Quote

Independent Solo Practice

You’re the whole practice. Our tailored plans protect your name, income, and future.

Get coverage that protects your solo practice:

As a solo practitioner, your reputation, livelihood, and operations rest entirely on your shoulders. You don’t have a large team behind you, which makes the right insurance all the more essential. Our solutions are built specifically for independent physicians and advanced practitioners, giving you strong, reliable protection so you can focus on delivering excellent care.

We help simplify insurance, eliminate gaps, and provide peace of mind that your practice is protected from costly risks and unexpected setbacks.

What does independent practice insurance cover?

Independent practice insurance protects you as an individual provider and your office operations — covering medical malpractice, general liability, cyber risks, property and business interruption, regulatory defense, disability income protection, and tail coverage. If you employ staff, it can also include group health and benefits.

How much does insurance for independent practice cost?

Pricing varies based on your specialty, claims history, practice setup, patient volume, and the types of coverage you choose. Many solo providers find that tailored, bundled solutions offer strong protection at competitive rates.

You deserve coverage that supports the way you work. We’ll review your practice and design a customized, fairly priced policy that protects your reputation, your operations, and your income.

Coverage options for independent practices: 

Physicians Insurance, now Actuate Insurance, has met and exceeded our needs.

Executive director for a physician organization in Massachusetts 

Request a Free, No-Obligation Quote Today

Is it time to examine your current policy? Remember, what you don’t know can hurt you.

The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.

With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.

Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.

Choose all products you are interested in
Disclaimer: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voicemail, or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

What’s New?

Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in health care insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.

Actuate Insurance was proud to sponsor the Ten State Conference, held February 5–7, 2026, in Boston, MA. Hosted by the Massachusetts Academy of Family Physicians (MassAFP), this annual gathering brings…

Hearing about hacking and IT security incidents has become increasingly common. In 2025 alone, the U.S. Department of Health and Human Services Office for Civil Rights recorded roughly 450 breaches…

Actuate Insurance is proud to support our local community with a $750 donation to the Greater Boston Food Bank (GBFB). As families across Massachusetts prepare to gather and give thanks this holiday season, our…