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Retiree Health Insurance

From years of caring for others to focusing on your own well-being in retirement, we offer flexible health plan options to help you stay healthy, covered, and thriving.

What health insurance covers:

Retirement is your time to focus on yourself, but your commitment to others has always defined you. With our Medicare supplemental plans, you’ll have the coverage and peace of mind you need to embrace this next chapter with comfort and confidence.

Coverage options may include:

  • Medical care — from routine checkups to specialist visits
  • Prescription drug benefits — affordable access to medications
  • Vision and dental — essential care beyond the basics
  • Mental health services — counseling, therapy, and more
  • Preventive care — wellness exams, screenings, and immunizations

Who is covered by your retiree health plans?

We source comprehensive retiree health insurance options tailored specifically for members of the Massachusetts Medical Society (MMS). Coverage is available for:

  • MMS members aged 65 and older
  • Spouses of MMS members who are over 65
  • Qualified dependents of MMS members

What does retiree health insurance cover?

Medicare Supplemental Insurance is a critical component of complete coverage for those 65 and older. We offer several Group Medigap plans to supplement Medicare benefits, ensuring extensive healthcare coverage.

Supplemental Medicare insurance options include:

  • Medex and Medicare HMO Blue from Blue Cross Blue Shield of Massachusetts
  • Medicare Preferred, HMO Prime, and the Medicare Premier Supplement Plan from Tufts

Additionally, Actuate Insurance partners with Health Advocate, Inc., a leading independent health advocacy and assistance company, to help MMS Medigap plan members navigate cumbersome health care and insurance systems. This partnership ensures that members receive the support they need to manage their health care effectively.

How much does a plan cost?

Medicare costs vary based on several factors, including but not limited to:

  • Age
  • Plan selection
  • Geographic location
  • Health status
  • Eligibility for additional benefits

We’re committed to putting your needs first and helping you manage costs proactively.

 

We provide cover for

“On moving to Florida, I changed to a Medicare Advantage plan, which was unsatisfactory. Physicians Insurance, now Actuate Insurance, went out of their way to help me change back to a Medigap policy, which is far superior. Thank you for the great information, knowledge and service.”

Retired physician

Request a Free, No-Obligation Quote Today

Is it time to examine your current policy? Remember, what you don’t know can hurt you.

The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.

With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.

Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.

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Disclaimer: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voicemail, or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

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