What long-term care insurance covers:
Long-term care insurance helps pay for services that support daily living when a medical condition, injury, or aging makes independence difficult. Coverage can include:
- In-home care & home health aides
Personal care, help with daily tasks, and basic medical support delivered in your own home. - Assisted living & nursing homes
Residential care with access to meals, supervision, personal care, and medical attention as needed. - Memory care facilities
Specialized services and secure environments for those living with Alzheimer’s, dementia, or cognitive decline. - Adult day care services
Daytime programs offering social, health, and respite care — ideal for working caregivers and families needing extra support.
How much does long-term care insurance cost?
The cost of disability income insurance depends on several factors, including:
- Your age, health, and income level.
- The benefit amount and duration of coverage you select.
- Optional features, such as own occupation and non-cancellable riders.
We’re committed to putting your needs first and helping you manage costs proactively.
We provide cover for
You make life-saving decisions daily — rely on coverage designed to support your critical responsibilities.
Face every shift with confidence, backed by insurance tailored to meet the demands of nursing care.
Provide exceptional care knowing your coverage is built to support the demands of dental practice.
Treat every patient confidently with insurance that understands the risks and rewards of veterinary care.
Your care makes a difference — stay protected with coverage built for your fast-paced clinical role.
Your team is driving better outcomes — protect your practice with coverage designed for today’s clinical demands.
Request a Free, No-Obligation Quote Today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Actuate Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation quote, and we will contact you to discuss your options.
Our Product Offerings
In the ever-evolving health care landscape, it’s not always “business as usual,” so having the right commercial insurance is essential.
It’s the nature of medicine for complications to occur. Make sure you and your practice are properly covered when allegations arise.
Your health should be a priority too. There is no time like the present to review your health benefits, explore options, and maximize savings.
What’s New?
Knowledge is power — and protection. Partnering with Actuate Insurance gives you access to specialized experience in healthcare insurance. Explore our Blog for insights, research, and guidance on issues that impact your practice.
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